Subrogation and Insurance Issues
If you’ve suffered a catastrophic injury in any kind of motor vehicle accident, boating accident, or slip-and-fall accident, you will need immediate and extensive medical care and therapy. It can take time to negotiate an insurance settlement or to take a personal injury case to court to get you the money you are due. In the meantime, medical bills will begin to arrive.
Proper handling of medical bills, insurance claims, and uninsured / underinsured motorist coverage can make a big difference in reducing the stress you and your family are feeling and in your recovery. At the North Carolina law firm of Powers Landreth, our lawyers are zealous advocates able to guide you through the complex financial and insurance issues you will face, including managing a process called “insurance subrogation” in order to pay for:
- Medical bills and hospitalization
- Nursing care and home care
- Physical therapy and occupational therapy
- Adaptive equipment
Until you receive a settlement or verdict for your personal injury claim, you will need to find another way of paying medical bills. For most people, this will be private medical insurance, medical coverage through an employer, Medicaid or Medicare. Once you receive your recovery, the party that paid for your medical bills will usually expect to be paid back. This is known as an insurance subrogation claim.
Our lawyers understand subrogation claims in connection with car and trucking accidents, and we will negotiate with your medical insurance carrier to minimize the amount you have to pay back.MedPay Issues
Some North Carolina car insurance policies include MedPay coverage. This coverage will provide supplemental payments to cover medical expenses from your accident. Unlike other types of insurance, MedPay benefits do not have to be paid back once you receive a personal injury settlement or verdict. Our lawyers will help you collect MedPay benefits quickly following an accident while we prepare your personal injury claim for full compensation.Free Attorney Consultation
We are eager to help you with insurance issues such as subrogation and MedPay. We offer free attorney consultations on the phone, in the office, or in your home or the hospital if you are unable to travel. We are accessible 24 hours a day through our office phone at (704) 342-4357. You can also schedule an appointment by completing our simple contact form.